Terms & Conditions

Terms & Conditions

Effective Date: 03/27/2025

Welcome to Emery Insurance Group. By accessing or using our website (https://emeryinsurancegroup.com), you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms
   By using this website, you confirm that you are at least 18 years of age and agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our site.
    
2. Services Offered
   Emery Insurance Group provides insurance-related information and connects users with licensed agents who assist with Medicare and other insurance products. We are not an insurance carrier and do not underwrite insurance policies.
    
3. Use of the Website
   You agree to use the website for lawful purposes only and to refrain from:
    

• Submitting false or misleading information
   
• Attempting unauthorized access to any part of the website
   
• Interfering with or disrupting website functionality
   
• Using the site to solicit or promote unrelated commercial services
   

1. No Guarantees or Advice
   The content on this website is for informational purposes only and does not constitute professional, financial, or legal advice. Insurance offerings, availability, and pricing are subject to change and depend on your state and eligibility.
    
2. Intellectual Property
   All content on this website—including text, graphics, logos, videos, and software—is the property of Emery Insurance Group or its licensors and is protected by copyright and trademark laws. You may not use, reproduce, or distribute any content without our written permission.
    
3. External Links
   This site may contain links to websites not operated by us. We are not responsible for the content, accuracy, or practices of these websites. Access them at your own risk.
    
4. Limitation of Liability
   To the fullest extent permitted by law, Emery Insurance Group shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.
    
5. Indemnification
   You agree to indemnify and hold harmless Emery Insurance Group, its agents, and contractors from any claims, damages, or liabilities arising from your use of the website or violation of these Terms.
    
6. Modifications
   We reserve the right to update these Terms at any time without prior notice. Changes become effective upon posting. Your continued use of the site signifies your acceptance of the revised Terms.
    
7. Governing Law
   These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles.
    
8. SMS Messaging Program Terms & Compliance
    

Program Name: Emery Insurance SMS Program

Program Description:

Our SMS program provides you with timely appointment confirmations, reminders, and customer support communications when you book an appointment through our website (https://emeryinsurancegroup.com) or via our scheduling forms. Participation requires an explicit opt-in via a dedicated checkbox during the booking process.

• Opt-Out Instructions:
  You may cancel the SMS service at any time by texting “STOP” to the number from which you received the messages. Once we confirm your unsubscribe status via SMS, you will no longer receive messages from us.
   
• Rejoining Instructions:
  To rejoin the SMS service, please sign up again on our website.
   
• Help Instructions:
  If you experience issues with the SMS program, reply with “HELP” for assistance or contact us at admin@emeryinsurancegroup.com or call (801) 699-0410 during business hours.
   
• Carrier Liability:
  Carriers are not liable for delayed or undelivered messages.
   
• Message and Data Rates:
  Message and data rates may apply for messages sent to you by us, and message frequency may vary based on your appointment schedule.
   
• Privacy and Data Use:
  No mobile information will be provided to external entities for marketing or promotional purposes. Information used for internal support services (such as customer service) may be used by our subcontractors. All other use case categories exclude text messaging originator opt-in data and consent; this information is not provided to any external entities.
   
• Privacy Policy:
  For privacy-related inquiries regarding our SMS program, please refer to our Privacy Policy at https://emeryinsurancegroup.com/privacy-policy.
   

1. Contact Us
   If you have any questions about these Terms and Conditions, please contact:
    

Emery Insurance Group

Phone: (801) 699-0410

Email: admin@emeryinsurancegroup.com

Website: https://emeryinsurancegroup.com